No Doctor, No Claim: The Rule Too Many Travelers Forget
No Doctor, No Claim: The Rule Too Many Travelers Forget If you’ve ever purchased a…
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TripInsuranceStore is a six-person team based in Lake Winnebago, Missouri. We've been pre-screening travel insurance plans, answering customer questions, and helping clients with claims since February 2001.
The Wall Street Journal recommends our blog. The Better Business Bureau has rated us A+ continuously since 2005. Everything we do flows from one decision: we'd rather lose a sale than sell you the wrong policy.
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533+ articles answering the questions other travel insurance sites won't.
No Doctor, No Claim: The Rule Too Many Travelers Forget If you’ve ever purchased a…
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All policies underwritten by global A-rated insurers with guaranteed 24/7 emergency claims processing.
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Start Your Quote →Common Questions
Honestly? Not every trip needs it. If your trip is fully refundable or under $1,000, we'll often tell you to skip it. Travel insurance makes sense when you have non-refundable prepaid costs you can't afford to lose.
The best time to buy is shortly after making your first trip deposit, since some benefits (like pre-existing condition waivers) are only available if you purchase within a set window of that first payment.
Most plans run between 4-10% of your total trip cost, depending on your age, trip length, and the coverage level you choose.
Typical coverage includes trip cancellation, trip interruption, emergency medical care, medical evacuation, and baggage loss or delay, though exact coverage varies by plan.
We pre-screen every carrier we list and give you a real person to talk to, instead of just a list of confusing options and no support.